Hedge funds to see pre-crash levels this year

first_img GLOBAL hedge fund assets shot up by 13 per cent last year to $1.9 trillion (£1.1 trillion), with further recovery to pre-crisis levels predicted for 2011.The leap marks the second consecutive year of growth, according to a report by financial services industry body TheCityUK.London remains the largest centre for managers of hedge funds, second only to New York. Almost 20 per cent of global hedge fund assets under management are controlled from the capital, whilst Wall Street handles 41 per cent.Global net inflows into hedge funds totalled $65bn in 2010, whilst a ten per cent performance return also added to the growth in funds under management.Fund of hedge funds’ assets also grew 10 per cent to $550bn, a third below their 2007 pre-financial crisis peak.Confidence amongst investors has returned, following several years of caution due to the economic downturn and reputation damage from the Bernard Madoff fraud.The trend could be set to continue, bar any further economic turbulence, with funds under management likely to recover to pre-crisis levels by the end of this year, the report claims. Hedge funds to see pre-crash levels this year KCS-content Show Comments ▼ whatsapp Tags: NULL Sharecenter_img Wednesday 27 April 2011 7:58 pm by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastHero Wars This game will keep you up all night! Hero Wars Senior Living | Search AdsNew Senior Apartments Coming to Scottsdale (Take A Look at The Prices)Senior Living | Search AdsLuxury SUVs | Search AdsThese Cars Are So Loaded It’s Hard to Believe They’re So CheapLuxury SUVs | Search AdsGundry MD Total Restore SupplementWhat Rice Does to the Human BodyGundry MD Total Restore SupplementBlood Pressure For LifeWhy Doctors May No Longer Prescribe Blood Pressure MedsBlood Pressure For LifeSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesFilm OracleHer Love Triangle Inspired 3 Of The Most Popular Songs Ever WrittenFilm OracleMoneyPailShe Was An Actress, Now She Works In ScottsdaleMoneyPail More From Our Partners Brave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.org980-foot skyscraper sways in China, prompting panic and evacuationsnypost.comPolice Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.orgSupermodel Anne Vyalitsyna claims income drop, pushes for child supportnypost.comAstounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.orgFlorida woman allegedly crashes children’s birthday party, rapes teennypost.comA ProPublica investigation has caused outrage in the U.S. this weekvaluewalk.comNative American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.orgRussell Wilson, AOC among many voicing support for Naomi Osakacbsnews.com whatsapplast_img read more

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The Carnival share price is up 70%. Is it time to buy?

first_img Carnival (LSE: CCL) is the world’s largest cruise ship operator, owning brands such as Holland America, P&O Cruises and Princess Cruises. The Carnival share price is down by more than 70% so far this year, making it the biggest faller in the FTSE 100.However, back in the grim days of March, Carnival shares hit a low of 581p. Since then, the stock has risen by about 70% to nearly 1,000p. The company has raised about $6.5bn from investors to meet immediate costs, and is benefiting from improved market sentiment. Is it time to buy Carnival shares?5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Two big questionsLast week, Carnival said it would extend the closure of its entire cruise business to 1 August. In August, eight of the group’s 105 ships will restart operations from three US ports. All other sailings will be cancelled until at least 31 August.The decision will mean many more cancelled bookings. And further cancellations could still be required if Covid-19 travel restrictions remain in force for longer than expected.Carnival hopes it can persuade travellers to reschedule their trips rather than receive a cash refund, but I’d guess some travellers will prefer to receive cash. This highlights the two big questions facing the firm.How soon will travellers be happy to return to cruise ships? And can the group continue to cover its cash outgoings without needing a full refinancing, which could cause Carnival’s share price to crash once again?I’m sitting tightI’d love to say I bought Carnival shares when the stock was trading under 600p. But the reality is that, like most shareholders, I paid much higher prices for my stock. My holding is deep underwater at the moment. I don’t expect any dividends for a couple of years either.Despite this, I don’t plan to sell. In my view, Carnival’s business is likely to return (mostly) to normal over the next couple of years. As the world’s largest operator, it enjoys economies of scale and huge marketing reach. It’s also highly geographically diversified.The company expects to report a thumping loss this year. But I think shareholders can take some comfort from the firm’s low valuation. The latest accounts show ships and property valued at $38bn. At a share price of around 1,000p, Carnival stock is trading at roughly half my estimated net asset value of c.2,000p per share.The Carnival share price could collapse againIn my mind, the big risk with Carnival shares relates to debt. I’m sure the business will recover, but I’m not sure if management will be able to do this without a more comprehensive refinancing.This could take several forms. One option would be a rights issue, where existing shareholders can buy new shares in the business. The problem with this is that Carnival’s market-cap of about £7bn is significantly lower than its borrowings, which I estimate at over £13bn. This means a lot of new shares would be needed to make a dent in the debt. Investors might struggle to support this.The other option is that the group’s lenders will write off some of its debt in exchange for new shares. This could leave existing shareholders with a much smaller part of the business, and big losses.I see Carnival shares as a buy, but they’re not without risk. Image source: Getty Images. Simply click below to discover how you can take advantage of this. “This Stock Could Be Like Buying Amazon in 1997” Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Enter Your Email Address Roland Head owns shares of Carnival. The Motley Fool UK has recommended Carnival. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.center_img Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. The Carnival share price is up 70%. Is it time to buy? Roland Head | Saturday, 9th May, 2020 | More on: CCL I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Our 6 ‘Best Buys Now’ Shares See all posts by Roland Headlast_img read more

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Are Barclays shares a buy now?

first_imgAre Barclays shares a buy now? Royston Roche | Monday, 11th January, 2021 | More on: BARC I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Royston Roche has no position in any of the shares mentioned. The Motley Fool UK has recommended Barclays. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. There’s a ‘double agent’ hiding in the FTSE… we recommend you buy it! Click here to get access to our presentation, and learn how to get the name of this ‘double agent’! Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Don’t miss our special stock presentation.It contains details of a UK-listed company our Motley Fool UK analysts are extremely enthusiastic about.They think it’s offering an incredible opportunity to grow your wealth over the long term – at its current price – regardless of what happens in the wider market.That’s why they’re referring to it as the FTSE’s ‘double agent’.Because they believe it’s working both with the market… And against it.To find out why we think you should add it to your portfolio today…center_img Our 6 ‘Best Buys Now’ Shares Image source: Getty Images. Enter Your Email Address 2020 has not been a good year for the stock market. It has been even worse for a large bank like Barclays (LSE: BARC), as its shares fell 14% in the past year. The returns are worse than the FTSE 100 index, which has dropped 11% in the same period.It has been indeed been a roller-coaster ride since the start of the pandemic in March. There is also positive news that the investors who have bought the stock at the beginning of September have a return of approximately 40%.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Macro environmentThe new variant of the coronavirus has come as a shock to retailers as the government was forced to announce a national lockdown on January 4, 2021. Investors will be keenly watching as to when the government will relax the lockdown. Moderna became the third Covid-19 vaccine to be approved in the UK as the new cases rise rapidly.Brexit will likely be another blow to the economy in the near term, and we are uncertain of the confusion that might prevail in the initial months.The Bank of England in its December meeting unanimously decided to keep the interest rates on hold at 0.1% against a backdrop of rising coronavirus infections and Brexit disruption.FundamentalsBarclays is diversified with the Wholesale division (57% of Q3 2020 YTD income) and net interest income (37% of Q3 2020 YTD income). This is positive for the bank since it relies less on interest income during this low-interest period.Year to date, total income increased by 3% year on year to £16.8bn. This was primarily helped by a 24% increase in Corporate and Investment Bank (CIB) income. The bank has been slowly increasing the market share in FICC and equities since 2017. Barclays’ International income grew by 11% y-o-y to £12.4bn and its UK income fell 12% y-o-y to £4.7bn. The bank’s profits fell 27% y-o-y to £1.3bn.The bank is well capitalised with a CET1 ratio of 14.6% when compared to 13.8% at the end of December 2019.While management expects certain headwinds to income in Barclays UK to persist in 2021, I believe the CIB franchise is well positioned for the future after a strong performance this year.The bank has already started cost-cutting measures as it looks to reduce its real estate expenses in the U.K., U.S. and India as more operations are moving to remote working.Barclays shares might restart dishing out dividends this year as the Prudential Regulatory Authority  has given the green signal for the banks to make dividend payment which was stopped to increase the capital level and protect the banks from potential loan losses during the pandemic.The macro environment is challenging, and the uncertainty makes me want to avoid Barclays shares at the moment. The bank is currently trading at a P/B ratio of 0.41 when compared to the historical five-year average of 0.46. In my opinion, the discount is not very large taking into consideration the macro risks and the expected growth. Simply click below to discover how you can take advantage of this. See all posts by Royston Rochelast_img read more

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Hope CommUnity Center invites supporters to March for Victory press conference…

first_img TAGSCitizenshipCOVID-19DACAEssential WorkersHope CommUnity CenterImmigrationPoder LatinxPress ConferenceReliefTPS HoldersUndocumentedYouth Previous articleCan Rock Springs Ridge, Robert Dello Russo, and the City of Apopka make a deal?Next articleApopka Police Department Arrest Report Denise Connell RELATED ARTICLESMORE FROM AUTHOR Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 Please enter your name here Please enter your comment! LEAVE A REPLY Cancel reply The Press Conference takes place Wednesday, April 28, from 11am – 12pm in downtown OrlandoFrom the Hope CommUnity CenterThe Hope CommUnity Center (HCC) in Apopka is joining in action with the March to Victory: Relay Across America this week to demand congress and the senate support legislation that would create a pathway to citizenship for millions of essential workers, DACA recipients, TPS Holders, and more. These include:COVID relief for essential workers and a pathway to citizenshipA pathway to citizenship for undocumented youth and TPS HoldersA stop to deportations“Let’s work together to make our country a home where everyone can thrive and reach their full potential, no exceptions,” wrote Nicole Franco, Communications and Media Director for HCC. “We can make the United States a place where “we the people” includes all of us.”HCC is joining specifically in support, with other organizations, on Wednesday, April 28 for a Press Conference led by Poder Latinx at the Plaza in front of Orlando City Hall (400 S Orange Ave, Orlando, FL 32801) from 11 am to 12 pm.According to the press release, “the purpose of the Press Conference is to call for Relief for the many immigrants and their families from fear of deportation, family separation, incarceration, loss of work and well-being. For many years we have been advocating for Comprehensive Immigration Reform and so far “nothing real and meaningful has passed and been implemented. People are tired! People are afraid! People are suffering! Now is the time for bipartisan support and let’s get this work done.We are inviting Senators Rubio and Scott to step up and take leadership in the Senate to accomplish this. We are talking about essential workers who show up every day and keep this country running. We are talking about young people who are smart, dreamers and actors, who are anxious to show the world who they are and what they can do. We are talking about separated and divided families whose hearts have been broken by a border division and spouses who are suffering a 10 year bar from being together. Especially farmworkers who feed the world need protection as well.Join us in solidarity. Don’t let HB1 put you off.”For more information, contact Sister Ann Kendrick at 407.461.7864.Hope CommUnity Center is a service learning community dedicated to the empowerment of Central Florida’s immigrant and working poor communities through education, advocacy, and spiritual growth.   Save my name, email, and website in this browser for the next time I comment. Support conservation and fish with NEW Florida specialty license plate Share on Facebook Tweet on Twitter You have entered an incorrect email address! Please enter your email address here The Anatomy of Fear last_img read more

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Potato Shed House / Julius Taminiau Architects

first_img Area:  200 m² Year Completion year of this architecture project 2019 Projects Potato Shed House / Julius Taminiau ArchitectsSave this projectSavePotato Shed House / Julius Taminiau Architects Engineering:Buro CoolenDesign Team:Julius Taminiau, Stefani Vozila, Tom Martin, Claire BessetCountry:The NetherlandsMore SpecsLess SpecsSave this picture!© Norbert WunderlingRecommended ProductsDoorsSky-FrameInsulated Sliding Doors – Sky-Frame ArcDoorsRabel Aluminium SystemsMinimal Sliding Door – Rabel 62 Slim Super ThermalFiber Cements / CementsDuctal®Ductal® Cladding Panels (EU)DoorsECLISSESliding Pocket Door – ECLISSE LuceText description provided by the architects. Potato Ensemble. Three farm buildings form an ensemble; (I) the former farmhouse (listed building), (II) a large horse stable and (III) a cowshed. The uniqueness lies in its austerity. It gives an insight in former farm life, and can even be described as a ‘monument of poverty’. It’s like stepping in Vincent Van Gogh’s “Potato Eaters” painting. To transform the farmhouse back into the main home of the family, would require extensive building measurements and ruin all these nice characteristics. It was therefore decided to convert the farmhouse into a modest guesthouse and to rebuild the cowshed (potato shed) into the main family house. The large former horse stable functions as a flexible space which could be used as an atelier and for cultural events. Save this picture!© Norbert WunderlingSave this picture!© Norbert WunderlingPotato Shed. We wanted to maintain the character that defines a typical shed and searched for inspiration in the area.  We enhanced the sculptural quality by cladding the roof as well in timber. We made a few big openings facing the sun and broad views of the landscape. The windows appear as cut-outs. Beside the fixed windows we created doors and hatches. The doors are behind concealed doors in the cladding. The door behind the cladding can be opened and used for (cross) ventilation in summer. The concealed doors which are part of the cladding can be opened or closed to prevent animals or unwanted people getting inside.Save this picture!Ground floorSave this picture!First floorNowadays houses need to deal with lots of services, often resulting in a multitude of pipes going through the roof, forming a chaotic roofscape. We wanted to maintain the “simple” look of a shed and didn’t want to have all these pipes going through the roof. Therefore we decided to make a more sculptural chimney which incorporated all these pipes into one chimney. The floorplan is focused on the surrounding landscape to catch all the nice views. The floorplan is faced outwards. The floorplan forms also a contrast to the former farmhouse which is focused inwards. We tried to enhance this balance or harmony between the buildings by picking different materials for each building.Save this picture!© Norbert WunderlingSave this picture!SectionSave this picture!© Norbert WunderlingCladding. On a hot sunny afternoon whilst visiting the site we drank tea in an old part of the timber cladded shed which provided shadow and a nice breeze. We experienced an amazing play of lights going through the slim timber slats. This was our “eureka” moment and used the open timber cladding as an inspiration for the Potato shed. Next to this light quality, the open cladding is also functional since fresh air can get through the cladding for ventilation whilst keeping animals (and people) outside. We searched for cladding which would fulfill these qualities. We couldn’t find any so we asked for raw pieces of timber after being treated (for durability).Save this picture!© Norbert WunderlingThe rough sawn timber is treated (sprayed) with a rest product from sugar cane production and afterwards placed on aluminium bars to dry. The aluminium bars are still visible after the timber dries and gives the timber, next to the rough sawn quality, more character. In the factory the timber will be planed (and get a consistent and clean look) and sawn into smaller pieces. We wanted to cut out this planing process and asked the factory to cut the raw timber directly into smaller pieces. So we cut out one step of the production process and therefore the material was also cheaper.Save this picture!© Norbert WunderlingProject gallerySee allShow lessWooden House / Un Estudio PropioSelected ProjectsWorld Urban ForumConference Share Landscape: Manufacturers: Nemetschek, Nobel Wood Potato Shed House / Julius Taminiau Architects “COPY” Architects: Julius Taminiau Architects Area Area of this architecture project ArchDaily ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/925075/potato-shed-house-julius-taminiau-architects Clipboard “COPY” Save this picture!© Norbert Wunderling+ 17Curated by Paula Pintos Share Year:  Houses Photographs Julius Taminiau Architects CopyHouses•The Netherlands Photographs:  Norbert Wunderling Manufacturers Brands with products used in this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/925075/potato-shed-house-julius-taminiau-architects Clipboard The Netherlands CopyAbout this officeJulius Taminiau ArchitectsOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesOn FacebookThe NetherlandsPublished on September 25, 2019Cite: “Potato Shed House / Julius Taminiau Architects” 25 Sep 2019. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodSiding Façade SystemWindowsMitrexSolar WindowMetal PanelsAurubisPatinated Copper: Nordic Green/Blue/Turquoise/SpecialMetal PanelsDri-DesignMetal Panels – CopperIn architectureSikaBuilding Envelope SystemsExterior DeckingLunawoodThermowood DeckingMembranesEffisusFaçade Protection – Breather+Metal PanelsPure + FreeFormCustom Metal Cladding – Legacy Fund 1 BuildingWood Boards / HPL PanelsInvestwoodWood Fiber Partition Walls – ValchromatDoorsLinvisibileLinvisibile FILO 10 Vertical Pivot Door | BrezzaSkylightsFAKROEnergy-efficient roof window FTT ThermoToilets / BidetsBritexToilets – Accessible Centurion PanMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

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Freddie Mac Resumes Risk Sharing in 2016 Where Last Year Left Off

first_img Share Save Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. January 5, 2016 1,168 Views Credit Risk Transfer Freddie Mac STACR Program Structured Agency Credit Risk Program 2016-01-05 Brian Honea The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago  Print This Post in Daily Dose, Featured, News, Secondary Market Freddie Mac Resumes Risk Sharing in 2016 Where Last Year Left Off Previous: Will Existing-Home Sales Bounce Back from the Recent Disappointment? Next: How Does the SFR Market Look Going into 2016? The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Home / Daily Dose / Freddie Mac Resumes Risk Sharing in 2016 Where Last Year Left Offcenter_img About Author: Brian Honea Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: Credit Risk Transfer Freddie Mac STACR Program Structured Agency Credit Risk Program The Best Markets For Residential Property Investors 2 days ago Freddie Mac’s Structured Agency Credit Risk (STACR) series, which began in mid-2013 as a way to reduce the Enterprise’s exposure to credit risk and bring private investors back into the single-family mortgage market, has picked up in 2016 right where it left off in 2015.According to a press release issued on Tuesday, Freddie Mac has announced its intention to sell its first STACR debt notes offering of 2016, STACR Series 2016-DNA1, which is valued at $996 million. It is the 17th STACR offering since the program began two and a half years ago.The offering consists of a reference pool of recently acquired single-family mortgages with an unpaid principal balance (UPB) totaling about $35.7 billion, according to Freddie Mac. The transaction is scheduled to settle on January 21, 2016.“We have demonstrated our ability to execute credit risk transactions on a regular basis with a standard structure and have been transparent in our disclosures,” said Mike Reynolds, Freddie Mac vice president of Credit Risk Transfer. “Our loans are subject to Freddie Mac’s underwriting standards, internal fraud prevention and quality control review process. We are finding with each issuance that STACR is more diverse, liquid and durable.”The 17 STACR offerings, combined with two Whole Loan Security (WLS) offerings and 14 Agency Credit Insurance Structure (ACIS) transactions, has resulted in the transferring of a substantial portion of credit risk on more than $385 billion of UPB in single-family mortgages backed by Freddie Mac.Freddie Mac was the first agency to market credit risk transfer transactions through STACR, WLS, and ACIS programs. In two and a half years, Freddie Mac’s investor base has grown to include approximately 190 unique investors, which includes reinsurers.Freddie Mac’s fellow GSE, Fannie Mae, has followed Freddie Mac’s lead for credit risk transfer with two programs, the Connecticut Avenue Securities (CAS) Series and the Credit Insurance Risk Transfer (CIRT) program. Through six CIRT transactions since the program’s inception in 2014, Fannie Mae has acquired more than $1.2 billion of coverage on more than $46 billion of loans. Through the CAS Series, Fannie Mae has sold more than $12.4 billion in securities to private investors, which covers $438 billion worth of mortgage loans since the program’s inception in September 2013. Sign up for DS News Daily Subscribelast_img read more

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How Pre-Election ‘Stress and Uncertainty’ Might Influence the Housing Market

first_img  Print This Post Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago October 7, 2020 1,162 Views Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribe Demand Propels Home Prices Upward 2 days ago Share Save Traditionally, Presidential elections have not made much of a difference in the housing market. This one could be more impactful, according to a survey from Redfin.That said, most insiders do not believe that, in the long term, it will significantly impact the market, although COVID-19-related issues could.”We expect home sales to continue to grow this fall due to the coronavirus pandemic; we are forecasting more home sales in 2020 than in any year since 2006,” Redfin reported.Some findings of note from said survey:22% of homebuyers and sellers (looking to buy/sell in the next 12 months) out of 1,400 surveyed said the presidential election is impacting their plans to buy or sell a home.  That’s down from 32% in November 2019, according to a previous Redfin report. “The drop from last year is likely due to the pandemic, which seems to be outweighing the election as a factor for homebuyers and sellers,” the researchers said.13% of respondents said the election is making them more hesitant to buy or sell a home, down from 20% in November 2019.9% of respondents said the election is making them less hesitant to buy or sell a home, down from 12% in November. “That’s unlikely to have a major impact on the housing market, partly because a portion of those people will probably buy and/or sell once the election has passed,” Redfin reported.65% of potential homebuyers and sellers said the upcoming presidential election isn’t impacting their plans, compared to 60% in November 2019.75% of buyers and 50% of sellers say COVID-19 is impacting their plans this year.43% of buyers said they’re planning to buy a home later than originally planned because of the pandemic, and 34% said they’re buying a home sooner than originally planned.21% of sellers said the pandemic is delaying their selling plans, 19% said it’s accelerating their selling plans, and 10% said they’ve decided not to sell their home.On the ground, agents aren’t necessarily expecting a huge market shift due to the current battle for the White House.“Almost all the buyers I work with ask how the election could impact their home purchase,” Pruitt said. “I don’t have a crystal ball, but presidential elections have never seemed to affect the housing market much in the six election cycles I’ve been a real estate agent. The pandemic is having a much bigger impact, with low mortgage rates motivating buyers who want more space to work from home.”Although agents including Danielle Field from Louisville, Kentucky said some experiencing pre-election anxiety want to hold off.“Some home sellers—and buyers, to a lesser extent—are delaying their plans because of all the stress and uncertainty in the world, including the divisiveness surrounding the presidential election,” said Field. “They don’t want to add one more stressful experience to their lives. I’m hopeful that once the election is over and there’s finally some certainty in this country, people will start putting their homes on the market again, creating more inventory for buyers.”Past presidential elections have had “minimal correlation with U.S. home sales rising or falling, which squares with Redfin’s survey findings,” Redfin reported. “Home sales rose by an average of just 0.4% in October and November of presidential election years compared with non-election years, according to a Redfin analysis of home sales going back to 1980, which includes 10 presidential elections and controls for other economic factors such as changes in mortgage rates. In the December of presidential election years—the month representing closed sales for offers made during November, the election month—home sales dropped by an average of 1.5%, followed by a 1.5% recovery in January.”Redfin noted that its survey is the result of the following methodology:The analysis of elections’ impact on home sales is based on a TSLM forecast for monthly seasonally adjusted home sales from 1980 to 2020 across each metro where county records are available and nationally. The model predicts monthly home sales in each region, incorporating factors of previous trend, mortgage rates, consumer confidence, job growth, and a recession indicator. Then we estimate the expected effect on home sales during each October, November, December and January of presidential-election years. The average growth or decline in home sales noted above is the change that’s attributed to the election. For instance, if Redfin expects 500,000 home sales in the typical October, we expect 502,000 (0.4% more) in the October of a presidential election. About Author: Christina Hughes Babb Sign up for DS News Daily 2020-10-07 Christina Hughes Babb Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly, Salon.com, Dallas Observer, Edible, and the Dallas Morning News, among others. in Daily Dose, Featured, Market Studies, News Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Previous: HUD Awards $4 Million for Disabled Veterans’ Residences Next: ‘Good Time to Sell’ Sentiment Climbing The Week Ahead: Nearing the Forbearance Exit 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / How Pre-Election ‘Stress and Uncertainty’ Might Influence the Housing Market Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days ago How Pre-Election ‘Stress and Uncertainty’ Might Influence the Housing Marketlast_img read more

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Parliament Passes Bill To Increase Upper Limit For Legal Abortions

first_imgNews UpdatesParliament Passes Bill To Increase Upper Limit For Legal Abortions Akshita Saxena16 March 2021 6:50 AMShare This – xThe Rajya Sabha on Tuesday passed the Medical Termination of Pregnancy (Amendment) Bill, 2020, in light of the need and demand for increased gestational limit and to ensure safety and well-being of women. It was passed by the Lok Sabha on March 17, 2020. The Bill is a legislative response to various petitions moved before the Supreme Court and High Courts, seeking permission…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Rajya Sabha on Tuesday passed the Medical Termination of Pregnancy (Amendment) Bill, 2020, in light of the need and demand for increased gestational limit and to ensure safety and well-being of women. It was passed by the Lok Sabha on March 17, 2020. The Bill is a legislative response to various petitions moved before the Supreme Court and High Courts, seeking permission for aborting pregnancies at gestational age beyond the present permissible limit of 20 weeks, on the grounds of foetal abnormalities or pregnancies due to sexual violence faced by women. Introduced by Union Health Minister Dr. Harsh Vardhan, the Bill seeks to amend Section 3 of the Medical Termination of Pregnancy Act, 1971, to extend the upper limit for medical termination of pregnancy to 24 weeks, from the present stipulation of 20 weeks, for certain categories of women which will be defined in the MTP Rules. These categories will include ‘vulnerable women’ including rape victims. Objective of the Bill The Statement of Objects and Reasons annexed with the Bill states, “With the passage of time and advancement of medical technology for safe abortion, there is a scope for increasing upper gestational limit for terminating pregnancies especially for vulnerable women and for pregnancies with substantial foetal anomalies detected late in pregnancy. Further, there is also a need for increasing access of women to legal and safe abortion service in order to reduce maternal mortality and morbidity caused by unsafe abortion and its complications.” Medical Opinion As per the Amendment Bill, opinion of one doctor will be required for termination of pregnancy up to 20 weeks; and opinion of two doctors will be required for termination of pregnancy of 20 to 24 weeks. They have to be of the opinion that the continuance of the pregnancy would involve a risk to the life of the pregnant woman or of grave injury to her physical or mental health; or that there is a substantial risk that if the child were born, it would suffer from any serious physical or mental abnormality. Notably, the Bill stipulates that the upper gestation limit will not be applicable in cases where the termination of pregnancy is necessitated by the diagnosis of any of the substantial foetal abnormalities, diagnosed by a Medical Board. Medical Board The Medical Board will be comprised of (i) a gynaecologist, (ii) a paediatrician, (iii) a radiologist or sonologist, and (iv) other members, as may be specified by the state government. Their functions and other details of will be prescribed subsequently by the MTP Rules. Confidentiality Of Identity The Bill also stipulates that the name and other particulars of the woman whose pregnancy is terminated will not be revealed, except to a person authorized in any law which is in force; and any person acting in contravention of this provision will be punished with imprisonment which may extend to one year, or with fine, or with both. Parliamentary Debate The Bill was supported by several members, who said that it is a big relief to women, undergoing unwanted pregnancies acquired on account of rape, incest, etc. The provision retaining privacy of the woman terminating pregnancy was also appreciated by the members. However, many members suggested that the Bill should be sent to Select Committee for re-consideration. Other suggestions/ concerns raised during the debate are as follows: Inputs from those who are directly affected by the Bill have not been taken during framing of the Bill;The provision for establishment of Medical Board states that it will consist of experts like gynaecologist, paediatrician, etc. However, the Government has not addressed the acute shortage of Health professionals in the country, especially in rural areas;In the absence of any time limit for decisions to be taken by the Medical Board for termination of pregnancy, the concerned party may again have to approach the Courts seeking expeditious disposal;Anaesthetist and Psychiatrist should also be included in the Committee to address concerns surrounding administration of anaesthesia and mental well-being of the woman;Fast track Courts should be set up to deal with disputes arising under the Act;Persons belonging to the Transgender community should also be brought within the ambit of this Bill. Significantly, a motion to refer the Bill to Select Committee and other amendments were defeated and the Bill was passed by a voice vote. Click Here To Download BillNext Storylast_img read more

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CHHS art students present ‘showcase’ performance

first_img By Jaine Treadwell Remember America’s heroes on Memorial Day Troy falls to No. 13 Clemson Print Article You Might Like Men still wanted in shooting Police continued their search Thursday for two men wanted in connection with a burglary and attempted murder on Gibbs Street… read more Pike County Sheriff’s Office offering community child ID kits Morgan Vardaman was one of the presenters at the Charles Henderson High School creative writing showcase Thursday at the school.Art inspires art.It’s that simple.Because it is that simple, Carla Johnson uses visual art and the written word to inspire her creative writing students to put their feelings on paper, and then to verbalize them before an audience. Book Nook to reopen The Penny Hoarder Issues “Urgent” Alert: 6 Companies… By The Penny Hoarder There were parodies of favorite Christmas stories and songs and several students shared their thoughts on the Charlie Lucas art exhibit at the Johnson Center for the Arts in Troy.Lucas is a nationally acclaimed folk artist with studios in Selma and Pink Lily.“Each student chose a favorite work of Charlie Lucas and then spent 30 minutes sitting and looking at it and writing about it,” Johnson said. “Art does inspire art.”Morgan Vardaman was inspired by Lucas’ “Rolling It Back the Old Time Way” painting.She titled her piece “Grasp Reality” and read with great feeling, “Falling, falling. Down they go. Opportunities slipping by. Too many burdens to carry. Time to fast. Wheels keep turning down the path of life. I’m striving for more. Higher, Higher. Opportunities rising, coming towards me. I seize the moment up on the horse and off into the sunset.”Johnson said the students did outstanding work and are to be congratulated on a job well done.“Some of our students will participate in the Alabama Literary Art Competition in January and we are planning a public showcase later in the year,” Johnson said. “We are very appreciative of the grant that we received from the Troy City School’s Education Foundation Grant program that enables us to do these special things.” Email the author Around the WebMd: Do This Immediately if You Have Diabetes (Watch)Blood Sugar BlasterIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingHave an Enlarged Prostate? Urologist Reveals: Do This Immediately (Watch)Healthier LivingWomen Only: Stretch This Muscle to Stop Bladder Leakage (Watch)Healthier LivingRemoving Moles & Skin Tags Has Never Been This EasyEssential HealthBet You’re Pretty Curious About Jaden’s Net Worth Right About Now, HuhBradofoThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancel CHHS art students present ‘showcase’ performance Sponsored Content Johnson said when a student performs his or her own work they are sharing something deeply personal.“They are sharing with the world who they are,” she said.At the Thursday showcase performances, the students had the choice of sharing historical narratives, dramatic monologues, parodies or art inspired pieces.Nik Knighten wrote of “the eye to the window pent up inside you,” while Robby Elmore allegorized the wind as chimes in the tundra and Jon Baugh reminded listeners that life is not a fairytale. At the end of each nine weeks, Johnson’s three creative writing classes at Charles Henderson High School participate in a “showcase” of their creative writing abilities.On Thursday, Johnson’s students participated in two showcases and preformed their writings for students and guests.“I don’t want my students to just put their thoughts in writing, I want them to perform their work,” Johnson said. “No matter what you do in life, you need to have the confidence to speak before a group. For some of my students, the showcase is their first opportunity. We present showcases four times a year, so each time the students perform their work their confidence increases.” Skip Published 11:00 pm Thursday, December 13, 2012 Latest Stories Plans underway for historic Pike County celebrationlast_img read more

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Manhunt continues for suspect who killed off-duty officer, authorities say

first_imgiStock/Thinkstock(NASHVILLE, Ky.) — An off-duty police officer in Kentucky has been killed in the line of duty, authorities said.The officer was driving his personal vehicle when he was pulled over just after 5 p.m. by a man pretending to be a cop, the Hopkinsville Police Department said in a statement.Shortly after, the suspect, 34-year-old James K. Decoursey, allegedly shot the officer and fled, police said.Decoursey absconded on food and stole a white Chevrolet pickup truck with Kentucky license plate 2070GH, according to police.The officer, identified as Phillip Meacham, was taken to Jenny Stuart Medical Center, where he was pronounced dead.Meacham, 38, was married and had two school-aged children. He’d been with the Hopkinsville Police Department since May of last year after 12 years at the Christian County Sheriff’s Department.Authorities are currently searching for Decoursey, said to be armed and dangerous.Gov. Matt Bevin wrote on Twitter that there is “no greater sacrifice than that of a person willing to lay down their life for another.”The shooting occurred in Hopkinsville, a city in the western part of the state, ABC Nashville affiliate WKRN reported. Copyright © 2018, ABC Radio. All rights reserved.last_img read more

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